How ETPs Smartly Combine Crypto, Shares and Bonds

Did you know that many Swiss investors feel unsure about how to combine crypto, shares and bonds within a single ETP? I still remember my first multi-asset product very clearly. I felt completely overwhelmed by all the different asset classes.

That is exactly why I wrote this guide. Step by step, I will show you how to mix crypto, shares and bonds cleverly in one ETP without losing the overview.

No need to worry. You do not have to be a professional investor. Everything is explained in a relaxed, practical way, with examples from my own experience so you can get started straight away. If you want to see how a concrete multi-asset product can be structured, it is worth taking a look at the Smart All World ETP here: (smart-all-world-etp-inhalt).

What are multi-asset ETPs with crypto, shares and bonds?

A multi-asset ETP is an exchange-traded product that bundles different asset classes into one investment. These can include crypto, shares, bonds or commodities. This allows you to spread risk and benefit from opportunities across several markets at the same time.

Compared to classic ETFs or individual investments, you benefit from combining assets that can balance each other. If one asset class performs poorly, another may help offset the impact.

For Swiss investors, this approach is particularly practical. With a single ETP, you save time and effort, avoid trading many individual positions, and still achieve broad diversification.

Benefits for Swiss investors

The biggest advantage is simplicity. You can bundle different asset classes into one product without complex portfolio management.

Multi-asset ETPs are also flexible. Depending on the product, you can trade them on the Swiss stock exchange (SIX) or internationally. Many ETPs are transparent and clearly show their composition, which is especially helpful for beginners.

From a tax perspective, there are also clear rules for Swiss investors. You can learn more about the tax treatment in this guide: (etp-steuerfolgen-schweiz).

Risks and potential pitfalls

Of course, there are risks. Crypto investments can be highly volatile, and market or currency movements can influence performance, especially for international ETPs.

Costs also deserve attention. Management fees, tracking differences or trading costs can reduce returns over time. Some brokers, such as Saxo Bank, offer fee rebates or optimisation options. You can find more details here: (saxo-bank-trading-fee-rueckverguetung).

It is also important to fully understand the composition of the ETP. How are crypto, shares and bonds weighted? Looking at liquidity and trading volume helps avoid unpleasant surprises.

Strategies for mixing assets intelligently

A sensible strategy is to choose an ETP where the weighting of each asset class matches your risk profile. Crypto tends to be high risk, shares medium risk, and bonds are often more stabilising, although they are not risk-free either.

Multi-asset ETPs work well as a complement to existing investments. This helps maintain a balanced relationship between risk and potential return.

A practical example from my own experience: I invested in an ETP that combines Bitcoin, European shares and US bonds. With one product, I achieved broad diversification without having to manage individual positions constantly.

How to choose the best multi-asset ETPs

Start by looking at historical performance, but always remember that past results are not a guarantee of future outcomes.

Management costs, tracking accuracy and the reputation of the issuer are crucial factors. Transparency is key. Make sure that composition, risk profile and benchmark are clearly communicated.

For Swiss investors, it is also worth considering practical tools, platforms and providers that simplify trading and help maintain an overview. A good example is the Smart All World ETP, which combines multiple markets and asset classes in a single product: (smart-all-world-etp-inhalt).

Conclusion

Multi-asset ETPs are an excellent way for Swiss investors to combine crypto, shares and bonds within one product. They offer diversification, flexibility and easy tradability in a single structure.

Take a closer look at your portfolio and consider whether such an ETP could be a good fit. With a bit of practice, you will quickly see how easy it can be to integrate one into your investment strategy.

Call to action: Review your portfolio and ask yourself whether a multi-asset ETP suits your goals. Your next smart investment step might already be waiting.

FAQ

1. What is the difference between a multi-asset ETP and an ETF?
   Multi-asset ETPs combine several asset classes, while ETFs usually track a single index or one asset class.
2. Can Swiss investors invest in international multi-asset ETPs?
   Yes. Many ETPs are traded internationally. Be mindful of currency risk and tax considerations. More information is available here: (etp-steuerfolgen-schweiz).
3. What risks do multi-asset ETPs involve?
   Volatility, especially from crypto, market and currency movements, default risk in bonds, fees and asset allocation can all influence performance.
4. How often should I review my multi-asset ETP portfolio?
   For most investors, checking once per month is sufficient to review weightings and adjust other parts of the portfolio if needed.
5. Where can I buy multi-asset ETPs?
   Through Swiss brokers such as Saxo Bank, Swissquote or other online trading platforms. Some brokers offer fee rebates or optimisations, for example Saxo Bank: (saxo-bank-trading-fee-rueckverguetung).